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Kristine Kennedy

Loan Originator
NMLS ID #227275 | FL LO8121

6206 Atlantic Blvd., Ste. 1
Jacksonville, FL 32211

904.645.7111 - Office
904.421.6969 - Direct
904.421.8348 - Fax

Buying a home is one of the largest investments you will make, and who you choose to finance your home is an extremely important decision. The mortgage process involves many steps, people, and moving parts. Who you trust to advise and guide you through the process will determine if you end up with an enjoyable experience. I work in a real estate office loaded with realtors, and there are many true stories about buyers and their nightmare mortgage experience.

Everyone especially on the internet wants your mortgage business, and there are many marketing tactics advertising the best rate, fees, etc. Getting the best deal for your mortgage is certainly important, but getting the best service during the mortgage process is equally as important. There is nothing worse than choosing a lender who doesn't care about the timeless of your contract, who doesn't answer nor return your calls, who doesn't return your emails, who doesn't give you updates, who doesn't get your loan to your closing on time, or the worse scenario is who doesn't close your loan at all.

I learned years ago that the number one thing is that I can do for my borrower is to use my 20 years of experience in the mortgage industry and teach them everything that I learned in my career. My website is my vehicle I use to share my knowledge to hopefully make your experience more enjoyable. I have links for the areas that I get the most questions.


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Your journey towards a new home starts here. Pre-qualify now with our short and easy mortgage application.


For Buyers

Applying for a loan doesn’t have to be as complicated as it seems when you’re working with the right team. Find out how we walk our customers through the loan process from beginning to end.



Whether you’re looking for an easy mortgage guidelines reference sheet or you need to provide an estimate of closing costs for your client, we have a range of tools to assist our agents.

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6206 Atlantic Blvd., Ste. 1
Jacksonville, FL 32211


Office: 904.645.7111
Toll Free: 800.645.7104


NMLS ID #140780
FL Mortgage Lender License #MLD716
GA Mortgage Lender License #20737

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