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Kristine Kennedy | 904.421.6969

Down Payment Assistance

Watson Mortgage Corp. is one of the top participants in Florida Housing’s down payment and closing cost assistance program, which offers a second mortgage loan to assist eligible homebuyers with their down payment and closing costs. This program is only available for homebuyers who have used Florida Housing's first mortgage loan; it is not available as stand-alone assistance.

The Florida Assist (FL Assist)

Borrowers purchasing in the county selected may also be eligible to receive down payment assistance (DPA) through the FL Assist Second Mortgage Program. The FL Assist offers the following:

• Up to $7,500
• 0%, deferred second mortgage

The FL Assist is not forgivable. Repayment is deferred, except in the event of the sale, transfer, satisfaction of the first mortgage, refinancing of the property or until such a time the mortgagor ceases to occupy the property at which time, the Florida Assist will become payable in full.

Home Buyer Education Is Required

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD). This list will show you some of the approved agencies in your area. Each company has different costs, days, and times associated with the class so you should do research to see which class is the best fit for your circumstance.

**All adults that will be living in the home must take the class.**
**The only online class accepted for the BOND is following link:
You can save money by using the discount code CCMS24. **

Greenpath, Inc.
101 Century 21 Dr. Suite 113Jacksonville, FL 32216-8115
Phone: 888-860-4167
Email Address: Not available Languages: English, Spanish

Operation New Hope Cdc
1830 N Main St Jacksonville, FL 32206-3772
Phone: 904-354-4673
Email Address: Not available Languages: English

Habitat for Humanity of Jacksonville, Inc.
2404 Hubbard Street Jacksonville, FL 32206-2911
Website: Not available
Phone: 904-798-4529
Email Address: Not available

Jacksonville Area Legal Aid, Inc.
126 W Adams St Jacksonville, FL 32202-3849
Phone: 904-356-8371-327
Email Address: Languages: Arabic, ASL, Cantonese, Creole, Czech, English, Farsi, French, German, Hindi, Italian, Korean, Polish, Portuguese, Russian, Spanish, Swahili, Turkish, Ukrainian, Vietnamese

Black Bottom/Springfield Human Development Corporation, Dba St. Joseph Homeownership
485 West First Street, Suite 239Jacksonville, FL 32202-3930
Phone: 904-435-7546
Email Address: info@sjhmhelps.comLanguages: Creole, English, French, Spanish

Jacksonville Urban League
903 Union St W Jacksonville, FL 32204-1161
Phone: 904-723-4007
Email Address: Languages: English

Wealth Watcher, Inc.
1225 W. Beaver Street, Suite 110Jacksonville, FL 32204-1415
Phone: 904-380-0292
Email Address: Languages: English, Spanish

Community Home Ownership Center, Inc. F/K/A Jacksonville FL Chapter Assoc. of Housing Counselors & Agencies Cdc
1284 W. 20th Street Jacksonville, FL 32209-4302
Phone: 904-355-2837
Email Address: Languages: English, Spanish

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6206 Atlantic Blvd., Ste. 1
Jacksonville, FL 32211


Office: 904.645.7111
Toll Free: 800.645.7104


NMLS ID #140780
FL Mortgage Lender License #MLD716
GA Mortgage Lender License #20737

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