Check out these Great Advantages:

        • Keep your same low interest rate on your current mortgage

        • Borrow up to 90% of your home's value

        • Choose 10 or 20 year term

        • Access funds immediately in a lump sum

        • Enjoy lower interest rates than many credit cards or personal loans

        • A fixed rate and predictable payment for peace of mind

Connect with a Watson Mortgage Loan Originator to learn more! 

Home Equity Loan product requires full documentation of income and assets, credit score and Max LTV/CLTV/HCLTV. Requirements are tiered as follows: 680 minimum FICO with a max LTV/CLTV/HCLTV of 80%, 700 minimum FICO with a max LTV/CLTV/HCLTV of 85%, and 740 minimum FICO with a max LTV/CLTV/HCLTV of 90%. Your debt-to-income ratio (DTI) must be 45% or below. Valid for loan amounts between $45,000.00 and $350,000.00. Product is a second standalone lien and may not be used for piggyback transactions. To qualify for these loan programs, you must be the age of majority in your state with a valid U.S. residency. Guidelines may vary for self-employed individuals. Some mortgages may be considered “Higher Priced” based on the APOR spread test. Formal approval will be subject to satisfactory verification of income, assets, credit, property condition and value. Additional restrictions apply. 

Equal Housing Lender.